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Medicare Resources
Seniornicity supports Medicare recipients by addressing their needs and aspirations, tailored to their financial capabilities.
Medicare Costs
Learn about Medicare costs, explore ways to reduce them, and discover how to manage premium payments.
How to Apply
Medicare is health insurance for those 65 and older. Some are enrolled automatically, while others must sign up.
Additional Resources
Explore valuable resources designed to support the unique needs of the senior community
Medicare Costs
Your Medicare costs will depend on the coverage, services, and providers you choose. There’s no annual cap on out-of-pocket expenses unless you have supplemental coverage, like a Medigap policy, or enroll in a Medicare Advantage Plan.
What's a premium, deductible, coinsurance, or copayment?
Your premium is the monthly amount you pay for coverage, whether you get services or not.
A deductible is the amount you have to pay for covered services and items each year before Medicare or your plan begins to pay.
Co-insurance is a percentage of the costs you pay. In Medicare Part B, you generally pay 20% of the cost for each Medicare-covered service.
A co-payment is a fixed amount you pay for Medicare-covered services.
If you want to learn more about medicare costs, below you can find some helpful resources:
- Cost breakdown of what you pay as a Medicare recipient
- Discover savings programs to get help paying Part A and Part B Premiums
- Find programs that can help manage your prescription drug costs
- Learn about Medicare-approved health plans that can help lower costs for some people
- Supplemental Security Income – a program through Social Security for certain people with lower incomes
- Insure Kids Now – a health insurance program for children under 19
- Medicaid – a joint federal and state program that helps cover medical costs for some people with limited income and resources
How to Apply
Medicare is health insurance for people 65 and older. You may qualify earlier if you have a disability, End-Stage Renal Disease (ESRD), or ALS. Enrollment can be automatic if you're receiving Social Security retirement or disability benefits before turning 65; otherwise, you'll need to sign up.Get Started With Medicare
Click below to sign up for Medicare if you’re getting retirement or disability benefits from Social Security at least 4 months before turning 65
Getting Social Security Benefits Before 65
Click below to sign up for Medicare if you’re waiting until you are 65 or older to get retirement benefits from Social Security
Getting Social Security Benefits After 65
Still unsure? Click below to learn more about finding the right steps for your situation
Get More Information
Additional Resources
Discover a wide range of valuable resources and services tailored to support the unique needs of the senior community, ensuring they have access to the assistance, care, and opportunities that enhance their quality of life.
- Medi-Share: MediShare is a faith-based health care sharing program where members contribute monthly to cover each other's medical expenses, serving as an alternative to traditional health insurance.
- State Health Insurance Assistance Program (SHIP): SHIP is a free state program that provides personalized Medicare counseling and assistance to beneficiaries.
- Medicare Providers